Pension calculator

Enter your career details to estimate your future Luxembourg pension. The calculator applies the official CNAP formula and documents every assumption on the methodology page.

This calculator is informational only — not financial, tax, or pension advice. Figures are estimates based on your inputs and current CNAP rules; your actual pension will be determined by CNAP at retirement.

Calculation scenario

Old-age pension at 65 (pension de vieillesse)

Early retirement, 57 / 60 (vieillesse anticipée)

Invalidity pension (pension d'invalidité)

Survivor pension — spouse or registered partner (pension de survie)

About you

Date of birth

Your nationality (optional)

Current gross annual salary (EUR)

Expected real salary growth

Expected inflation rate (CPI)

Expected wage growth (nominal)

Salary projection

Net pension after tax

Estimate your take-home pension after Luxembourg income tax, health insurance (2.80%), and dependency contribution (1.40%). Estimate only, not official tax advice.

Your tax class

Dependent children

Your career

How will you enter your career history?

I’ll enter my career history manually

I have my CCSS letter

Career history

No periods yet. Click "+ Add period" below to start.

Baby years (années bébé)optional

No children declared. Click below to add one.

Voluntary contributions (assurance continuée)optional

No voluntary periods declared. Click below to add one.

Your retirement

Planned retirement date

Where do you plan to retire?

Luxembourg

Another country

Validated against the CCSS January 2025 brochure to the cent