About MyPensionPlan.lu

MyPensionPlan.lu is an independent calculator for the Luxembourg public pension (CNAP).

It exists because CNAP doesn't provide official pension estimates to people under age 55, and because the existing online tools are either German-only, French-only, or behind login walls for specific employer schemes. If you're one of the Luxembourg residents or frontaliers who might want a ballpark figure before you turn 55, your options today are: do the math yourself against the Code de la Sécurité Sociale, or wait.

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What MyPensionPlan.lu is not

• Not affiliated with CNAP. CNAP's official site is cnap.public.lu. This is a private project.
• Not financial advice. It's an arithmetic estimate. For personal-finance decisions, speak to a qualified adviser.
• Not insurance distribution. MyPensionPlan.lu does not recommend, sell, or refer insurance products. It holds no CAA authorisation and does not need one.
• Not a replacement for an official CNAP estimate once you're eligible for one. If you're 55 or older, request one from CNAP directly — it accounts for details this calculator doesn't.

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Coming soon

• Complementary period inputs (study years, baby years, maternity leave, military service)

Feedback

Bug reports, corrections, and feedback are welcome — email hello@mypensionplan.lu.